Do Your Student Account Policies/Forms on Collection Cover Costs of Outside Agencies?

In January 2014 the 11th Circuit (Federal Court of Appeals in Alabama, Florida, Georgia) held, in Bradley v. Franklin Collection Services, Inc., that charging the debtor (owing medical bills) the percentage-based fee, rather than actual costs of collection, violated the Fair Debt Collection Practices Act as the debtor could only be charged with the “actual […]